The Mortgage Calculator API provides detailed mortgage and other home financing payment information. It uses the standard mortgage calculation formulas to calculate interest and monthly/annual payments.
To get the latest and historical mortgage rate data, check out our Mortgage Rate API.
https://api.api-ninjas.com/v1/mortgagecalculator
Returns monthly payment, annual payment, and interest rate information based on given mortgage parameters.
interest_rate and either loan_amount or (home_value + downpayment) must be set.
loan_amount optionalPrincipal loan amount.
home_value optionalTotal value of the home or asset. Must be greater than downpayment.
downpayment optionalDownpayment on the home or asset. Cannot exceed home_value.
interest_rate requiredAnnual interest rate (in %). For example, a 3.5% interest rate would be 3.5. Cannot exceed 10000.
duration_years optionalDuration of the loan in years. Must be between 1 and 10000. If not set, the default value is 30 years.
monthly_hoa optionalMonthly homeowner association fees.
annual_property_tax optionalAnnual property tax owed.
annual_home_insurance optionalAnnual homeowner's insurance bill.
X-Api-Key requiredAPI Key associated with your account.
https://api.api-ninjas.com/v1/mortgagecalculator?loan_amount=200000&interest_rate=3.5&duration_years=30Headers
X-Api-KeyLog in or sign up to get your API Key1
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{
"monthly_payment": {
"total": 898,
"mortgage": 898,
"property_tax": 0,
"hoa": 0,
"annual_home_ins": 0
},
"annual_payment": {
"total": 10777,
"mortgage": 10777,
"property_tax": 0,
"hoa": 0,
"home_insurance": 0
},
"total_interest_paid": 123312
}1
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curl -X GET "https://api.api-ninjas.com/v1/mortgagecalculator?loan_amount=200000&interest_rate=3.5&loan_term=30" \
-H "X-Api-Key: YOUR_API_KEY"If your programming language is not listed in the Code Example above, you can still make API calls by using a HTTP request library written in your programming language and following the above documentation.